Break-Even Analysis for Small Business Owners
Learn how to run a break-even analysis: sort fixed and variable costs, find your contribution margin and calculate how much you need to sell to cover costs.
5 minute read
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Funding
Loans, early investment, self-funding and the two spreadsheets every owner should keep: a cash flow forecast and a break-even figure.
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How to Build a Cash Flow Forecast for a Small Business
A step-by-step guide to building a simple cash flow forecast: list money in and out, set a time frame, plan for slow months and spot shortfalls early.
5 minute read
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Pre-Seed Funding Explained for First-Time Founders
What pre-seed funding is, who invests at this stage, common deal structures like SAFEs, and how first-time St. Louis founders can tell if they are…
5 minute read
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Bootstrapping a Startup: Growing on Your Own Revenue
Bootstrapping a startup means funding growth from sales instead of investors. Here is how St. Louis founders keep costs lean, price well and protect…
6 minute read
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SBA Microloan vs. 7(a) Loan: Which Fits Your Business?
Compare SBA microloans and 7(a) loans: loan sizes, typical uses, who lends, what to prepare and how to tell which program fits your small business…
4 minute read